The objective of this paper is to summarize analysis conducted to provide inputs to the Hybrid Social Protection Scheme (HSPS) pilot. The empirical findings suggest that financial literacy, digital inclusion, and family support are key drivers of saving demand. Conversely, taking loans, money transfer methods, and a lack of self-control in spending are observed to have adverse effects on the saving behavior. The study emphasizes the need to enhance literacy skills, promote digital access, and provide customized training and awareness initiatives to successfully implement the HSPS.