In this article, Prof Stefan Ecks argues that the new Government Financed Health Insurance schemes (GFHIs) in India are part of a neo-liberalization move toward “demand-side” healthcare which is shifting more decision-making responsibilities onto individuals rather than introducing more demand-side resources. But there is a lack of transparency about how the various GFHIs work.
GFHIs task individuals to “co-create” healthcare value by their decision-making in the market, but the lack of transparency makes this impossible. Instead, all the decision-making is in the hands of private market healthcare providers. They set the prices and they administer the payment process.
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