Kenya’s National Health Insurance Fund (NIHF) Amendment Act, which took effect on 22 January, 2022 expands healthcare coverage and requires employers to pay matching NHIF contributions for their employees, unless they offer equal or better private medical coverage. Previously, employers were only required to deduct the employee’s contribution from their salary and pay it into the fund. Employers offering private medical coverage to their employees that is equal or better than the NHIF are now exempt from paying matching NHIF contributions. Employers must apply to the NHIF Management Board for an exemption and include a certificate from the Insurance Regulatory Authority certifying their workforce has private medical insurance, the benefits provided, and the validity period. The new requirement reduces the employees financial burden for covering the full premium, which enhances universal access to health.
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