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New Zealanders prioritise health, but costs hold many back - P4H Network

New Zealanders prioritise health, but costs hold many back

New Zealand is experiencing a rise in health screening engagement, with 72% of adults prioritizing check-ups, although affordability remains a significant barrier for 36% of the population. Medical inflation has surged to 14.5%, impacting access to preventative care, while parental recognition of children’s health screening needs has increased markedly.

New Zealand is witnessing a significant rise in both preventative health engagement and healthcare costs, presenting new challenges and opportunities for insurers and health service providers. Recent data from nib New Zealand and Aon highlights the evolving dynamics in the healthcare sector.

A survey conducted by nib in February 2024, involving 1,010 adults, revealed that 72% of New Zealanders are prioritizing health screenings, reflecting a six-point increase from December 2023. Notable improvements in screening uptake were noted: eye check participation rose from 43% to 45%, dental checks increased to 36%, and cardiovascular screenings went up to 31%. Skin cancer screenings, critical for a country with high melanoma rates, saw participation rise from 13% to 17%.

Although participation in national screening programs improved slightly, more men aged 50 to 70 reported having never undergone a prostate exam, increasing from 60% to 64%. Despite the positive trend in health prioritization, cost remains a significant barrier, with 36% of adults citing affordability concerns, up from 29% in 2023.

Aon’s 2025 Global Medical Trend Rates Report indicated that New Zealand’s medical inflation soared to 14.5%, making it one of the highest globally. Factors contributing to this increase include a rise in claimable procedures, delayed treatments due to the pandemic, and ongoing inflation.

Rob Hennin, CEO of nib New Zealand, acknowledged the positive momentum in health awareness but stressed that affordability and access continue to hinder many individuals. He pointed out that private insurance could ease some pressures, as 80% of those with private coverage maintained regular health screenings compared to the community average of 72%.

Parental attitudes have also shifted, with 72% of parents recognizing their children’s screening needs, up from 58% the previous year. Participation in children’s health checks saw increases, though 17% of parents reported financial limitations as a challenge.

Reference
Roxanne Libatique, New Zealanders prioritise health, but costs hold many back – nib, Insurance Business, 15 Apr 2025