This law, promulgated on August 31, 2015, states in Article 1: " A public administrative establishment is created, with legal personality and financial autonomy, called the Universal Health Insurance Fund, abbreviated CAMU. " The law stipulates that CAMU is placed...
Law N°37-2014 instituting the universal health insurance scheme
On June 27, 2014 the President of the Republic of the Congo promulgated the law instituting a universal health insurance scheme that " covers access to health services in the public and private sectors for the benefit of the insured and their dependents, with the...

Oman updates compulsory health insurance policy
Oman is set to launch a compulsory health insurance policy, expected to take effect once the electronic platform is fully operational by the end of 2025. The new Dhamani scheme will require basic minimum health coverage that encompasses a range of services, including...
Financial situation and prospects for reform of the Colombian health care system
The sustainability of the Colombian health system is a critical element for maintaining the progress achieved in health financial protection and health service coverage.There is pressure to increase health spending due to the adoption of new technologies, the aging...

Health Insurance Funds of Russia and Kazakhstan signed a memorandum
The Federal Compulsory Medical Insurance Fund and Kazakhstan’s Social Health Insurance Fund signed a cooperation memorandum on compulsory medical insurance during the International Conference on Accreditation and Quality of Medical Care, marking World Patient Safety...
Technical note on Social Health Insurance
This note presents the characteristics of public health insurance systems and analyzes their characteristics in relation to Universal Health Coverage in Mozambique. Compulsory public insurance systems represent an improvement in access and financial protection in...

Universal Health Coverage for Better Social Protection: The Case of Iraq
Iraq’s healthcare system, once robust, has deteriorated due to decades of conflict, sanctions, and poor governance, leaving most citizens without insurance and reliant on an underfunded public sector plagued by staff shortages and inefficiencies. To address this, a...
Impact of health benefit package policy interventions on service utilisation in PM-JAY
Understanding the drivers of differences in the outcomes of insurance reforms is critical to inform future implementations of publicly funded health insurance to achieve the broader goal of universal health coverage. This paper makes a significant contribution to the...

Insurance for Migrant Workers from South and Southeast Asia
The authors discuss the important topic of healthcare access for migrant workers, who face numerous health challenges when working abroad. Migrant workers often lack access to healthcare or the means to pay for it, leading to significant barriers such as cost, lack of...

Health ministry proposes to enhance insurance coverage for cancer and stroke
The Vietnam's Ministry of Health (MoH) has unveiled new amendments on the Law on Health Insuranc to provide full coverage for patients diagnosed with rare or serious conditions, including cancer, stroke and paralysis. According to Vietnam News, the Vietnam's Ministry...
Migrant workers’ perception and awareness of health insurance coverage in Brunei Darussalam
In Brunei Darussalam, national legislation mandates all registered migrant workers have health insurance. Employers are responsible to provide health insurance coverage for them. This study aims to assess the awareness and perceived knowledge on health insurance...
2024 Resolution of the President of the Republic of Uzbekistan On state health insurance
The Resolution of the President of the Republic of Uzbekistan “On measures to implement mechanisms of state health insurance” was adopted (PP No. 311 dated September 5, 2024). State health insurance is to be introduced in Tashkent and the Syrdarya region from October...

Discussion of sustainable health financing in Estonia by the board member of its Health Insurance Fund
Long-term economic forecasts by the Ministry of Finance suggest the revenues of the Health Insurance Fund of Estonia will grow by about 3.2% per year, but the expenses will have to increase by 5% per year in 2023–2040 to sustain the current level of access to care....
Willingness to pay for a National Health Insurance Scheme: a contingent valuation study
This study evaluated households' willingness to pay (WTP) for a proposed National Health Insurance Scheme (NHIS) in Gambia, following the 2021 enactment of the National Health Insurance Bill. Surveying heads of households from July to August 2020, the study used a...

The projected lower social tax collection will significantly reduce the 2025 budget of the Health Fund
The Health Fund projects a €210M deficit for 2025, with €21M in planned savings. Covering the remaining €188.9M requires additional state funding or reserve use, which needs a legislative amendment. The final budget proposal will be submitted to the Riigikogu by the...
