[et_pb_section fb_built=”1″ admin_label=”!! PLEASE DO NOT EDIT !!!” _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ admin_label=”!!! PLEASE DO NOT EDIT !!!” _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.19.5″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text admin_label=”TEXT – BLOCK 1″ _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”||1em||false|false” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n
The Kingdom of the Netherlands, a high-income country in northwestern Europe, had a population of 17.9 million people<\/a> as of <\/span>2023<\/span>. Life expectancy at birth was 82 years <\/span>in 2022.<\/span><\/p>\n [\/et_pb_text][et_pb_text admin_label=”TEXT – BLOCK 2 ” _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”||1em||false|false” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n The country\u2019s national health insurance programme<\/a> was first <\/span>rolled out in 1941<\/span>, \u201creflecting the German Bismarck model of public and private health insurers\u201d. Furthermore, <\/span>the 2006 Health Insurance Act<\/a><\/span>\u00a0\u201cmerged the traditional public and private insurance markets into one universal social health insurance program underpinned by private insurance and mandatory coverage\u201d.\u00a0<\/span><\/p>\n [\/et_pb_text][et_pb_text admin_label=”TEXT – BLOCK 3″ _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”||1em||false|false” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n According to the National Healthcare Institute in country<\/span>, the principles guiding the Dutch health care system include access to care for all, solidarity through compulsory medical insurance and high-quality health care services. The Dutch health care system is governed by four basic health care related acts that define four insurance schemes. Together, these four schemes <\/span> constitute coverage for health care <\/a> and related social services:<\/p>\n [\/et_pb_text][et_pb_text admin_label=”TEXT – BLOCK 4 ” _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”||1em||false|false” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n As <\/span>described by the Organisation for Economic Co-operation and Development and in <\/span>Country Profile: Netherlands 2023<\/span><\/i>, from the European Observatory on Health Systems and Policies<\/span>, the Health Insurance Act allows competing health insurers to administer an insurance system for curative medical care, including most specialist care (inpatient and outpatient), primary care, pharmaceuticals and medical devices, as well as some adult mental health care services, allied care services and community nursing. It \u201cmandates all residents to purchase insurance encompassing a government-defined benefits package\u201d and \u201cinsurers are obliged to accept all applicants, engaging in negotiations and contracting with providers based on quality and cost considerations\u201d. Health insurers also <\/span>provide voluntary supplemental insurance<\/span> (see<\/span> Country Profile: Netherlands 2023<\/span><\/i><\/a>)<\/span>, which <\/span>84% of the population<\/span><\/a> uses, to cover care not covered in the basic package. This voluntary insurance typically covers adult dental care, vision care and drug copayments.\u00a0\u00a0<\/span><\/p>\n [\/et_pb_text][et_pb_text admin_label=”TEXT – BLOCK 5″ _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”||1em||false|false” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n The scheme set by the Long-term Care Act \u201c<\/span>entails a single-payer social insurance system<\/span> for long-term care, administered regionally by the dominant health insurer in each area\u201d (see<\/span> Country Profile: Netherlands 2023<\/span><\/i><\/a>)<\/span>:<\/span><\/p>\n This scheme covers long-term, often residential, care that should be available 24 hours a day. The third scheme (Social Support Act) is a tax-funded social care scheme implemented by municipalities and covers social care at people\u2019s home or in small-scale settings. Lastly, the fourth scheme (Youth Act) covers support, assistance and social care for children and adolescents, overseen by local authorities and encompassing a spectrum from general prevention to specialised voluntary or compulsory care. Health services are mostly provided by private non-profit providers, and most physicians are self-employed. On top of these four schemes, the Public Health Act covers public health, prevention and control of infectious diseases.\u00a0<\/span><\/p>\n<\/blockquote>\n [\/et_pb_text][et_pb_text admin_label=”TEXT – BLOCK 6″ _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”||1em||false|false” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n All residents and nonresidents <\/span>must purchase statutory health insurance<\/span>. Adults choose a policy from private insurers, which \u201c<\/span>are required to accept all applicants<\/span>\u201d and \u201cpay premiums, annual deductibles, and coinsurance or copayments on select services and drugs\u201d, while children under 18 are covered by the government. As a result, as explained in <\/span>Country Profile: Netherlands 2023<\/span><\/i>), <\/span>virtually the entire Dutch population (99.9%) <\/span>is covered<\/span>.<\/span><\/p>\n [\/et_pb_text][et_pb_text admin_label=”TEXT – BLOCK 7″ _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”||1em||false|false” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n\n
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