{"id":987781808,"date":"2002-04-22T06:39:01","date_gmt":"2002-04-22T05:39:01","guid":{"rendered":"https:\/\/p4h.world\/?post_type=documents&#038;p=987781808"},"modified":"2025-08-27T17:13:51","modified_gmt":"2025-08-27T16:13:51","slug":"risk-structure-compensation-reform-act-2001","status":"publish","type":"documents","link":"https:\/\/p4h.world\/en\/documents\/risk-structure-compensation-reform-act-2001\/","title":{"rendered":"Risk Structure Compensation Reform Act 2001"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;!!! PLEASE DO NOT EDIT !!!&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;!!! PLEASE DO NOT EDIT !!!&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TO BE EDITED &#8211; TEXT &#8211; Click on the WHEEL icon to open the text-area where you can type your text. Add a paragraph to introduce the Document&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"font-weight: 400;\">The following extract was written in German and translated into English using Google Translate from <em>Wikipedia.<\/em><\/p>\n<p style=\"font-weight: 400;\">The\u00a0Risk Structure Compensation\u00a0(RSA) is a financial compensation mechanism in\u00a0<a href=\"https:\/\/de.wikipedia.org\/wiki\/Sozialversicherung\">social<\/a>\u00a0<a href=\"https:\/\/de.wikipedia.org\/wiki\/Krankenversicherung\">health insurance systems<\/a>\u00a0with freedom of choice between health insurance companies. In order to reduce the problem of\u00a0<a href=\"https:\/\/de.wikipedia.org\/wiki\/Risikoselektion\">risk selection<\/a>, either health insurers with a &#8220;good&#8221; risk structure of their policyholders pay compensation payments to insurers with a &#8220;bad&#8221; risk structure, or those with the &#8220;good&#8221; risk structure receive lower allocations from a central body than those with a &#8220;bad&#8221; risk structure. In the German statutory health insurance (GKV), a risk structure compensation has been introduced since 1994.<\/p>\n<p style=\"font-weight: 400;\">In the years 2000 and 2001, a decision of the German Bundestag in connection with the\u00a0<a href=\"https:\/\/de.wikipedia.org\/wiki\/Gesundheitsreform_in_Deutschland\">2000 health reform<\/a>\u00a0was prepared by IGES\/Cassel\/J. Wasem for the Federal Ministry of Health with an inventory and proposals for the further development of the RSA. At the same time, K. Lauterbach\/E. Wille prepared an expert opinion for the umbrella associations of health insurance companies. From the proposals in both reports, the expert groups developed a joint consensus paper, from which the ministry developed a draft law for an RSA reform; the law came into force on 1 January 2002.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The following extract was written in German and translated into English using Google Translate from Wikipedia. The\u00a0Risk Structure Compensation\u00a0(RSA) is a financial compensation mechanism in\u00a0social\u00a0health insurance systems\u00a0with freedom of choice between health insurance companies. In order to reduce the problem of\u00a0risk selection, either health insurers with a &#8220;good&#8221; risk structure of their policyholders pay compensation&#8230;<\/p>\n","protected":false},"author":2098,"featured_media":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[],"tags":[123],"document_type":[2326],"acf":[],"_links":{"self":[{"href":"https:\/\/p4h.world\/en\/wp-json\/wp\/v2\/documents\/987781808"}],"collection":[{"href":"https:\/\/p4h.world\/en\/wp-json\/wp\/v2\/documents"}],"about":[{"href":"https:\/\/p4h.world\/en\/wp-json\/wp\/v2\/types\/documents"}],"author":[{"embeddable":true,"href":"https:\/\/p4h.world\/en\/wp-json\/wp\/v2\/users\/2098"}],"replies":[{"embeddable":true,"href":"https:\/\/p4h.world\/en\/wp-json\/wp\/v2\/comments?post=987781808"}],"version-history":[{"count":4,"href":"https:\/\/p4h.world\/en\/wp-json\/wp\/v2\/documents\/987781808\/revisions"}],"predecessor-version":[{"id":987781822,"href":"https:\/\/p4h.world\/en\/wp-json\/wp\/v2\/documents\/987781808\/revisions\/987781822"}],"wp:attachment":[{"href":"https:\/\/p4h.world\/en\/wp-json\/wp\/v2\/media?parent=987781808"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/p4h.world\/en\/wp-json\/wp\/v2\/categories?post=987781808"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/p4h.world\/en\/wp-json\/wp\/v2\/tags?post=987781808"},{"taxonomy":"document_type","embeddable":true,"href":"https:\/\/p4h.world\/en\/wp-json\/wp\/v2\/document_type?post=987781808"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}