This paper analyzes how cost-sharing impacts the use of outpatient and inpatient health services in China. The study reveals that increased cost-sharing for outpatient services leads to decreased outpatient usage while simultaneously increasing reliance on inpatient care, indicating a potential moral hazard.
A Chinese conundrum: does higher insurance coverage for hospitalization reduce financial protection for the patients who most need it?
Reference
Xiaoying Zhu, Ajay Mahal, Shenglan Tang, Barbara McPake, A Chinese conundrum: does higher insurance coverage for hospitalization reduce financial protection for the patients who most need it?, Health Policy and Planning, 02 Apr 2025
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20 Mar 2025
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Xiaoying Zhu, Ajay Mahal, Shenglan Tang, Barbara McPake, A Chinese conundrum: does higher insurance coverage for hospitalization reduce financial protection for the patients who most need it?, Health Policy and Planning, 02 Apr 2025