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The Maldives has made major progress toward Universal Health Coverage (UHC) through expanded public health financing and the establishment of Aasandha, a national insurance program covering both public and private providers. However, the health financing system has reached a turning point, requiring reforms to reduce fragmentation, strengthen strategic purchasing, and improve public financial management. The WHO-supported Health Financing Progress Matrix highlights the need for better integration, efficient use of pooled funds, and data-driven decision-making to sustain progress toward UHC.